AI Product

Nova Credit — Financial AI product

Credit Passport for translating international credit bureau data into U.S.-readable reports, Cash Atlas for cash-flow underwriting from bank transaction data,…

Intelligence Summary

Product
  • Active
  • Verified public sources
  • Developer Nova Credit
  • Category Financial AI product
  • Status Active
  • Latest update 2016: Misha Esipov, Nicky Goulimis, and Loek Janssen found Nova Credit after meeting as graduate students at Stanford…
  • Documentation Official page
  • Last reviewed Jul 2026
6 Technologies

Official product page

Target customer

Banks, fintech lenders, and other consumer-facing companies such as card issuers, telecoms, and property managers that need to assess the creditworthiness of immigrants, thin-file consumers, or applicants better served by cash-flow data than a traditional credit score.

Features & capabilities

Industries: AI in Finance

Related reports

Related insights

Overview

Credit Passport for translating international credit bureau data into U.S.-readable reports, Cash Atlas for cash-flow underwriting from bank transaction data, and Income Navigator for automated income verification.

Product and company

Nova Credit — Financial AI product is a verified product offering linked to the Brel Digital company profile for Nova Credit.

Use cases

Credit Passport for translating international credit bureau data into U.S.-readable reports, Cash Atlas for cash-flow underwriting from bank transaction data, and Income Navigator for automated income verification.

Target customer

Banks, fintech lenders, and other consumer-facing companies such as card issuers, telecoms, and property managers that need to assess the creditworthiness of immigrants, thin-file consumers, or applicants better served by cash-flow data than a traditional credit score.

Technologies

Primary technologies assigned from the linked company profile: Automation, Financial Intelligence, Fraud Detection, Identity Intelligence, Machine Learning, Predictive Analytics.

Sources and references

  • Official product / company source: https://www.novacredit.com/corporate-blog/building-the-credit-bureau-of-the-future-reflections-on-our-series-d
  • Supporting source: https://www.businesswire.com/news/home/20251014703778/en/Nova-Credit-Raises-%2435M-Series-D-to-Accelerate-Cash-Flow-Underwriting-Revolution

Product facts are limited to information already verified on the linked Brel company profile and its cited official URLs. No speculative capabilities are added.

Last reviewed

This product profile was last reviewed on 2026-07-14.

Correction request

If this product record is inaccurate or outdated, submit a correction through Brel Digital’s Corrections Policy.

Features and capabilities

  • Credit Passport for translating international credit bureau data into U.S.-readable reports, Cash Atlas for cash-flow underwriting from bank transaction data, and Income Navigator for automated income verification.

Extracted from the linked company product description already verified on Brel. No capabilities were invented.

Sources and references

This article draws on publicly available company information, official websites, filings, interviews, announcements, and other cited sources. Information may change over time.

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