AffirmAdaptive Checkout, a pay-over-time product offering biweekly and monthly installment plans with a real-time underwriting decision, the Affirm Card, and the Affirm Money Account.
AkoyaA 100% API-connected, consumer-permissioned data-sharing network that lets banks, fintechs, and data aggregators exchange financial account data without screen scraping or shared login credentials.
Industries served
Same — AI in Finance
Integrations
AffirmKey developments, Affirm was founded in 2012 and spent its first years building direct merchant integrations before filing for an IPO in November 2020 and listing on the Nasdaq in January 2021.
Akoya—
Where they overlap
Sectors
Finance
Technologies
Automation
Financial Intelligence
Fraud Detection
Identity Intelligence
Machine Learning
Predictive Analytics
Use cases
Credit Underwriting
Payments Infrastructure
Industries
AI in Finance
Technologies
AffirmAkoya
Industries
Where they differ
DimensionAffirmAkoya
CapabilitiesAdaptive Checkout, a pay-over-time product offering biweekly and monthly installment plans with a real-time underwriting decision, the Affirm Card, and the Affirm Money Account.A 100% API-connected, consumer-permissioned data-sharing network that lets banks, fintechs, and data aggregators exchange financial account data without screen scraping or shared login credentials.
IntegrationsKey developments, Affirm was founded in 2012 and spent its first years building direct merchant integrations before filing for an IPO in November 2020 and listing on the Nasdaq in January 2021.—
CapabilitiesAdaptive Checkout, a pay-over-time product offering biweekly and monthly installment plans with a real-time underwriting decision, the Affirm Card, and the Affirm Money Account.A 100% API-connected, consumer-permissioned data-sharing network that lets banks, fintechs, and data aggregators exchange financial account data without screen scraping or shared login credentials.
IntegrationsKey developments, Affirm was founded in 2012 and spent its first years building direct merchant integrations before filing for an IPO in November 2020 and listing on the Nasdaq in January 2021.—
Industries & use cases
AttributeAffirmAkoya
Industries servedAI in FinanceAI in Finance
Use casesCredit Underwriting, Payments InfrastructureCredit Underwriting, Fraud Detection, Payments Infrastructure
Company
AttributeAffirmAkoya
Founders (profile meta)Max Levchin, Nathan Gettings, Jeffrey Kaditz, Alex Rampell, Max Levchin Affirm—
Linked productsAdaptive CheckoutAkoya — Financial AI product