Company Intelligence

Nova Credit

Nova Credit provides enterprise-grade artificial intelligence solutions, delivering specialized Nova Credit Platform technology designed to optimize mission-critical workflows across enterprise software developers and digital transformation teams.

Overview

What this company is, what it builds, and who it serves.

Nova Credit is a Finance AI company based in United States, founded in 2016.

Credit infrastructure company translating cross-border and cash-flow data into standardized lender-ready risk analytics.

Verified founder profiles on Brel: Misha Esipov, Nicky Goulimis, Loek Janssen.

What it does

Through the deployment of Nova Credit Platform, Nova Credit provides computational automation and data intelligence for organizations operating in Artificial Intelligence.

What it builds

Nova Credit Platform

Why It Matters

Nova Credit provides enterprise-grade artificial intelligence solutions, delivering specialized Nova Credit Platform technology designed to optimize mission-critical workflows across enterprise software developers and digital transformation teams.

Funding

Verified funding disclosures on file for this company.

  • February 2020: Nova Credit raises a $50 million Series B round at a reported $295 million valuation.
  • October 2023: Nova Credit raises a $45 million Series C round led by Canapi Ventures, with participation from Kleiner Perkins, General Catalyst, Index Ventures, and Y Combinator.
  • October 14, 2025: Nova Credit raises a $35 million Series D round led by Socium Ventures, the venture arm of Cox Enterprises, to expand cash-flow underwriting into auto and personal lending.

Products

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Founders

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Ecosystem

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Company

Nova Credit

Industry

Capabilities

Nova Credit's technology centers on standardizing and analyzing alternative credit data rather than replacing a lender's own underwriting model: Credit Passport translates…

Features

Credit Passport for translating international credit bureau data into U.S.-readable reports, Cash Atlas for cash-flow underwriting from bank transaction data, and Income…

Country

United States

Official Resources

Official and developer links on file for this company.

Latest Developments

Verified developments and timeline notes on file.

  • October 14, 2025: Nova Credit raises a $35 million Series D round led by Socium Ventures, the venture arm of Cox Enterprises, to expand cash-flow underwriting into auto and personal lending. Latest
  • Company founded 2016 · founded Source
  • Development 2016 · development Source
  • Funding 2020 · funding Source

Frequently Asked Questions

What does Nova Credit do?

Nova Credit specializes in artificial intelligence, developing Nova Credit Platform to support enterprise software developers and digital transformation teams with scalable, production-grade technology.

Where is Nova Credit based and when was it founded?

Nova Credit is based in United States and was founded in 2016.

What are the main products offered by Nova Credit?

The flagship platform from Nova Credit is Nova Credit Platform, delivered primarily through b2b saas and enterprise api licensing.

Who are the primary target users of Nova Credit?

Nova Credit primarily serves enterprise software developers and digital transformation teams seeking reliable artificial intelligence implementations.

Sources & Verification

How this profile is verified and where the information comes from.

Verified
Last reviewed Aug 2026

Primary sources

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