Company Intelligence
Pagaya
Pagaya provides enterprise-grade artificial intelligence solutions, delivering specialized Pagaya Platform technology designed to optimize mission-critical workflows across enterprise software developers and digital transformation teams.
- Country
- Israel
- Website
- pagaya.com
- Founded
- 2016
- Products
- 1
- Reports
- 4
- Last reviewed
- Aug 2026
Overview
What this company is, what it builds, and who it serves.
Pagaya is a Finance AI company based in Israel, founded in 2016.
AI network that helps lenders approve more loans by absorbing the added credit risk.
Verified founder profiles on Brel: Gal Krubiner, Avital Pardo, Yahav Yulzari.
What it builds
Pagaya Platform
Why It Matters
Pagaya provides enterprise-grade artificial intelligence solutions, delivering specialized Pagaya Platform technology designed to optimize mission-critical workflows across enterprise software developers and digital transformation teams.
Funding
Verified funding disclosures on file for this company.
- June 2020: Pagaya raises a $102 million Series D round.
Products
Products and platforms connected to this company.
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Pagaya — Financial AI product
Explore Pagaya by Pagaya. Verified AI product intelligence covering core capabilities, Finance use cases, technical architecture, and FAQs.
View product intelligence
Founders
People linked to this company in the Brel founder graph.
Ecosystem
How this company connects across the Brel AI intelligence graph.
Company
Pagaya
Industry
Products
Technologies
Capabilities
Pagaya describes its core technology as proprietary AI and machine-learning models that analyze loan applications in real time and are trained on…
Features
An AI-powered network, integrated into lenders' origination systems through an API, that helps partners approve additional loan applicants across personal, auto, and…
Integrations
- What the company does
- Pagaya integrates with a lending partner's origination system through an API, using machine-learning models trained on repayment data to identify applicants near the edge of a partner's existing credit criteria who could reasonably be approved.
Country
Use cases
Official Resources
Official and developer links on file for this company.
- Website
- Documentation
- API
- Developer
- Pricing
- Supporting source
- X
- Official blog / news
- Security / trust
- Careers
- About / company
An AI-powered network, integrated into lenders' origination systems through an API, that helps partners approve additional loan applicants across personal, auto, and point-of-sale credit while Pagaya and its institutional investors fund the resulting loans. What the company does Pagaya integrates with a lending partner's origination system through an API, using machine-learning models trained on repayment data to identify applicants near the edge of a partner's existing credit criteria who could reasonably be approved.
Latest Developments
Verified developments and timeline notes on file.
- By its 2024 fiscal year, Pagaya reports its network has processed more than $3.6 trillion in loan applications since inception, per its own SEC filings. Latest
- Company founded 2016 · founded Source
- Development 2016 · development Source
- Funding 2020 · funding Source
- Partnership 2021 · partnership Source
- Acquisition 2021 · acquisition Source
Partnerships
- October 2021: Pagaya announces a partnership with SoFi, which the companies described at the time as Pagaya's biggest deployment of its technology in the fintech marketplace to date.
- September 2023: Pagaya announces a partnership with Westlake Financial to expand its auto-lending product; further auto partnerships, including with Exeter Finance in December 2023, follow.
Acquisitions
- September 2021: Pagaya announces a merger with EJF Acquisition Corp., a special purpose acquisition company, valuing Pagaya at approximately $8.5 billion.
- June 2022: The merger closes and Pagaya begins trading on the Nasdaq under ticker PGY.
Frequently Asked Questions
What does Pagaya do?
Pagaya specializes in artificial intelligence, developing Pagaya Platform to support enterprise software developers and digital transformation teams with scalable, production-grade technology.
Where is Pagaya based and when was it founded?
Pagaya is based in Israel and was founded in 2016.
What are the main products offered by Pagaya?
The flagship platform from Pagaya is Pagaya Platform, delivered primarily through b2b saas and enterprise api licensing.
Who are the primary target users of Pagaya?
Pagaya primarily serves enterprise software developers and digital transformation teams seeking reliable artificial intelligence implementations.
Sources & Verification
How this profile is verified and where the information comes from.
Primary sources
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